Credit builder tools

Tools we trust to support your journey.

A curated set of products to monitor, build, and strengthen your credit. We update this list based on what's working for our members.

Affiliate disclosure: Some of the links on this page are affiliate links. We may earn a small commission if you sign up - at no extra cost to you. We only list tools we believe genuinely support our members' education.

Pull & Monitor Your Scores

Trusted services to pull your 3-bureau scores and reports.

3 Free Score Now

Free pull of all 3 bureau scores - fastest option to come to your call ready.

IdentityIQ

Detailed 3-bureau report with monitoring - great for full dispute prep.

CreditBuilderIQ

3-bureau scores plus credit education tools.

MyScoreIQ

3-bureau scores with identity theft protection.

Build Credit

Tools that help establish positive history.

Credit Strong

Credit-builder loan that reports to all 3 bureaus - build payment history while you save.

Self

Credit-builder loan + secured card combo to establish positive history.

Strengthen Credit Habits

Support healthy, consistent payment behavior.

Experian Boost

Add eligible utility & subscription payments to your file.

Rental Reporting Services

Get rent payments reflected on your credit history.

Auto-pay Setup Guide

Educational walkthrough on automating on-time payments.