Serving Boston, Massachusetts
Credit repair help in Boston, MA
Inaccurate collections, late payments, and charge-offs can keep Boston residents from homes, cars, and apartments. Intelligent Credit reviews your 3-bureau report for free, flags reporting violations, and coaches you through every next step — fully online.
How it works for Boston clients
Step 1
Pull your 3-bureau report
Get your Experian, Equifax, and TransUnion reports online from anywhere in Boston.
Step 2
Free violation screening
We review your reports for reporting errors and violations. Qualifying cases go to attorney review.
Step 3
1:1 coaching
Learn what's hurting your score and the exact steps to fix inaccurate items yourself.
Step 4
Track your progress
See score changes and removed items in your member portal after every new report.
Your rights as a Massachusetts consumer
Under the federal Fair Credit Reporting Act (FCRA), every consumer in Massachusetts has the right to accurate credit reporting and to dispute information that is incomplete or wrong. The Fair Debt Collection Practices Act (FDCPA) also limits how collectors can contact you. We help you understand these rights and spot where they may have been violated.
- Free 3-bureau violation screening — no cost to review
- No phone tag: everything handled online, on your schedule
- Honest guidance — we never promise specific score increases
- You can always dispute inaccurate items yourself for free