Take Control of Your Credit..
Break the Cycle.

Break the cycle with tools, coaching, and resources that help you understand and manage your credit with confidence.

Credit Education Excellence

We focus exclusively on teaching you how credit works, how to read your reports, and how to recognize inaccurate or outdated information. By understanding your credit, you gain the tools to open doors to better opportunities.

100% Transparent

Every action follows CROA and FTC guidelines. Transparent processes with complete regulatory compliance and no hidden fees.

Faster Learning, Lasting Confidence

Most of our members feel more confident reading their credit reports within the first 30 days. With consistent learning and application, you’ll begin to see how financial choices impact your credit profile in real time.

Proven Educational Approach

Our systematic framework shows you step-by-step how to navigate your reports, track progress, and use proven strategies to build stronger credit habits over time.

MEMBER SUCCESS STORY

From 567 to 720 in 8 Months

"Before working with Servant Consulting, I didn’t understand how my credit report really worked. Through coaching and resources, I learned how to read my reports, track progress, and take consistent action. Now, I feel confident making financial decisions, and I was finally able to qualify for the mortgage I wanted on my own terms."

57

Items Removed

+153

Score Improvement

8 Mo.

Time Frame

Mortgage Approved

Start Your Success Story

What Our Members are Saying

Real results from real people who transformed their credit with our help

“From the 400s to success!”

"I want to sincerely thank you for helping me understand how credit really works. I started in the low 400s, but with education and consistent coaching, I reached an incredible milestone. Learning how to manage my reports gave me the confidence I needed. I couldn’t be more satisfied." - D.T

“Back in control of my financial future.”

"Intelligent Credit has been one of the best decisions I’ve made. They’re passionate, supportive, and gave me the tools to finally understand my credit. Thanks to their education, I know how to make smarter choices, and I feel back in control of my financial future."- Q.M

“$20,000 collection deleted.”

"Intelligent Credit helped me understand how to approach my reports and take steps I never thought were possible. With their guidance, I was able to address a $20,000 apartment collection that I had already given up on. Learning the right process made all the difference."- N.P

Take Control of Your Credit Today

Start with scheduling a free consultation to see if you're a good fit for our memberships, and to discuss your specific credit situation.

Schedule A Consultation

Intelligent Credit

Intelligent Credit provides CROA- and FTC-compliant educational services, focused on helping members understand credit reports, recognize inaccuracies, and gain the knowledge and tools to take control of their financial future. We do not perform credit repair and do not guarantee changes to credit scores or removal of accurate information.