Enrollment Fee: $179 one-time Monthly Subscription: $79 per month (CAN CANCEL ANYTIME)

Perfect For: Who wants an affordable, steady approach to credit improvement without being left on their own.

Coverage: Provides continued education on responsible credit management, ongoing report monitoring, and guided support for reporting accuracy across all major bureaus. Credit bureaus maintain full control over all investigations and verification results. Not Included: Bankruptcies, evictions, or foreclosures.

Improvement is not Guaranteed Intelligent Credit does not control or influence the outcome of bureau investigations or reporting decisions.

Any new items added to your credit report during the service period will not be addressed unless you purchase additional services.

Requirements: A signed POA is required (separate service), and credit monitoring is mandatory at $24.99/month.

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